Over the past year, a pattern has become impossible to ignore. Neobanks added crypto, exchanges added yield, and payment apps added stablecoins. Almost every fintech that talks to us arrives wanting one product and leaves describing something larger. The direction is the same everywhere: hold a user balance, then make that balance do more than sit still.
What changed is not the technology. It is the scale of adoption, the arrival of clearer regulation, and the role onchain products now play inside mainstream financial apps. The money held in onchain financial products runs into the hundreds of billions, and the demand is no longer coming from speculators. It is coming from product and finance teams who want yield on idle balances, cheaper lending, and access to trading and tokenised assets, without taking on custody or standing up a blockchain team.
That gap, between wanting these products and being able to ship them, is why we wrote the Onchain Finance Guide.
It is a practical read, not a whitepaper. The guide lays out where onchain finance actually stands today, why finance leaders are moving, and how to judge whether it fits your product. It walks through the products most teams add first, from yield and swaps to credit, tokenised assets and global markets, and gives an honest comparison between building the infrastructure in-house and adding it through a single execution layer.
It also covers the part that matters most to any regulated team: how custody works, and why non-custodial has to be the architecture rather than a feature. You will find the questions we would ask if we were in your seat, a checklist for assessing any onchain provider, and a step-by-step path to going live, usually starting with one high-value flow and expanding from there.
We wrote it for the people who actually make these calls: product leads, heads of finance, and the engineers who would otherwise spend the better part of a year building the plumbing themselves. If you are weighing whether onchain finance belongs on your roadmap, the guide is designed to save you that first month of research.
It is not perfect, but we are trying.
Read the Onchain Finance Guide →
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