Stablecoin and crypto yield, without the protocol maze
One API into Aave, Morpho, Pendle, and thousands of other yield venues.
Your users earn 3-10% APY on stablecoins, ETH, and BTC. You frame it as the savings account inside your app.
Your users want their balances to earn.
The on-chain way to earn means picking a venue, comparing rates, managing approvals, and signing a string of transactions. Most apps cannot ask their users to do that.
Compass collapses it into one product. You read live rates across thousands of venues through a single API, pick the market and the product, and your user deposits in one signature. Compass prepares the on-chain transaction. Your user's wallet authorises it. The funds never move through us, and we never hold a key.
You decide what your user sees. A clean savings rate, a grow-your-balance toggle, or a full yield marketplace. The complexity stays on our side.
Read the rate. Deposit in one signature.
Query every venue by APY, TVL, or asset through one endpoint.
One call returns the transaction, or an off-chain signature request when gas is sponsored. Bundle the swap and the deposit into one signature with Swap and Deposit.
You track everything. The same API returns positions, PnL, realised vs unrealised, and full history. Withdraw any time.
Yield sourced across the largest on-chain venues.
LendingAave V3The largest on-chain lending market. Variable-rate supply on stablecoins, ETH, and more.
VaultsMorphoCurated lending vaults (ERC-4626). Higher-yield, curator-managed markets on stablecoins.
Fixed yieldPendleFixed-yield markets. Lock a known rate to maturity instead of a floating one.
Everything else26,000+ vaultsAny standard yield vault, behind the same single interface.
Live rates across stablecoins, ETH, and BTC.
Representative live rates, read straight from the Compass API. Your app surfaces whichever venues and assets you choose.
| Asset | Venue | Type | APY |
|---|---|---|---|
USDCUSD Coin | Aave V3 | Variable | 3.8% |
USDTTether | Aave V3 | Variable | 6.6% |
WETHWrapped Ether | Aave V3 | Variable | 1.4% |
msETHMetronome msETH Vault | Morpho | Variable | 29.1% |
USDCApi3 dCOMP USDC | Morpho | Variable | 18.8% |
USDCAlpha USDC Forex V2 | Morpho | Variable | 9.5% |
USDfrPendle fixed yield | Pendle | Fixed | 25.4% |
Live from the Compass API. Variable rates float with the market; Pendle locks a fixed rate to maturity. Available across Ethereum, Base, Arbitrum, BNB Chain, and Tempo.
The platform under the yield.
Compass never holds the asset. We prepare the call, your user's wallet authorises it.
Your users keep custody. Always.Charge any fee on any flow: deposits, withdrawals, or yield earned.
Read the docsSwap and deposit, or rebalance, in one signature. 50-70% gas savings, atomic.
Read the docsYour users never need ETH. You cover the gas, and they sign off-chain.
Read the docsA live allocation view of where funds sit across protocols, embeddable.
See the dashboardPnL, cost basis, and full history, from the same API call that moves the funds.
Read the docsOne integration, the rest of DeFi.
Borrow against holdings instead of earning on them. A USDC credit line backed by crypto.
Learn more Tokenized assetsMove from stablecoin yield into tokenized T-bills and equities, held in the wallet.
Learn more PerpetualsPark idle margin in stablecoin yield between trades on global markets.
Learn moreYield, answered.
How does Compass pick the venue?
It does not. You read live rates and TVL across all venues and decide what to surface to your users.
Do my users need ETH for gas?
Not if you sponsor their gas. They sign off-chain, and you pay the gas.
Can users withdraw any time?
Yes for variable-rate venues. Pendle fixed-rate positions run to maturity, or exit early at the market price.
Is this custodial?
No. Compass prepares transactions and returns data. The user's wallet signs every action.
Add yield in days.
One API for yield across Aave, Morpho, Pendle, and thousands of vaults. Non-custodial, monetised, live in days.