Savings. Cards. Stocks.

Add new financial products to your fintech, without becoming a crypto company

Yield-bearing savings, crypto-backed credit, tokenized stocks.
End users see a savings account, a card, a stocks tab. The crypto stays under the hood.

Trusted by
6/1Products / integration
1 weekFrom signed to live
100%Non-custodial
The thesis

Your users came for a banking app. They didn't come for blockchain technology.

And they shouldn't have to. Compass slots in below your front-end and powers the products that used to require a crypto team.

Dollar accounts, stablecoin savings, crypto-collateralised credit, tokenized US equities, FX and commodities via Hyperliquid.

KYC, AML, and the regulatory perimeter stay with you. The asset never moves through us. We just turn on the products your users actually use.

Products

Six products. One integration.

Each product is a Compass capability you wrap in your own UX. Compass provides the on-chain infrastructure. You present it to your users as the financial product they recognise, a savings account, a credit line, a stocks tab.

01Earn

Stablecoin yield routed across Aave, Morpho, Pendle, and 26,000+ other venues behind a single API. 3-10% APY on USDC, ETH, BTC. Your users see a savings deposit; under the hood Compass picks the venue, signs nothing, and returns the position. You frame it as the savings account inside your app.

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02Portfolio management

Every yield position your users hold, in one view. They set the split across Aave, Morpho, and other vaults, and rebalance the whole portfolio in a single signature.

See the widget
03Loans

Crypto-backed credit lines. Your users borrow against their holdings without selling or realising gains. The card, the spend rails, and the off-ramp stay with you.

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04Tokenized assets

Apple, Tesla, gold - as on-chain positions in your app. Tokenized US equities, ETFs, and commodities through hundreds of markets and a single integration. Market access for users your competitors can't reach - LATAM, MENA, anywhere local brokerage rails don't go.

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05Swaps

Buying and selling, cross-chain, and you can sponsor the gas. Stablecoin in, stablecoin out, any asset in between, in a single signature.

See the widget
06Global markets

FX, commodities, global equities via Hyperliquid. The world's markets, on-chain, one integration.

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Agent-native

Your app is agent-ready from day one.

Every Compass product is callable from an LLM tool call or the CLI.

LLM-optimised docs included.

~/neobank
# Move 5K USDC into yield for a customer
$ compass earn deposit --asset USDC --amount 5000
✓ deposited 5,000 USDC on Aave (base)
apy: 6.18%  fee: 25 bps
# Or hit the REST API straight from your backend
$ curl api.compasslabs.ai/v2/earn/deposit
Built in, not bolted on

The platform under the products.

01 / 06Defining principleNon-custodial by design

Compass never holds the asset. Your end-user's wallet signs every transaction. We prepare the on-chain call, they authorise it.

Your platform, your authority, your reporting.
02 / 06Risk dashboards

A live allocation view of where funds sit across protocols, updated in real time. Surface it to customers as a transparency report, or use it internally to manage your platform's on-chain exposure.

See the dashboard
03 / 06Data and reporting

PnL, realised vs unrealised, full transaction history. The reporting layer your compliance team and your end-users both need.

Read the docs
04 / 06Team dashboard

Track your users, your revenue, and your on-chain allocation in one place. The platform-side view, not just the end-user view.

05 / 06Transaction bundling

Many transactions bundled into one signature. A multi-protocol rebalance signs once, executes atomically.

Read the docs
06 / 06Gas sponsorship

End-users never hold ETH. You sponsor or absorb gas at the platform level.

Read the docs
FAQs

Questions your compliance team asks.

Is Compass custodial?

No. Compass never holds your assets and never moves them. Your custodian or treasury keeps the asset. Compass prepares the on-chain transaction; your signer authorises it. Every action runs through segregated product accounts you control.

How does Compass handle KYC and KYB?

Your KYC and KYB stack stays in place. Compass operates as infrastructure, not a regulated counterparty. No end-user identity data passes through us.

What about AML?

AML controls sit with the regulated entity. Compass surfaces on-chain activity through the API for your compliance team. Travel-rule integrations on request.

What is the smart-contract risk model?

Compass does not deploy vault wrappers. It routes into audited, in-production protocols, Aave, Morpho, Pendle, and others, each with its own audit and bug-bounty history. The Compass Risk Dashboard surfaces protocol-level exposure in real time.

How is the data stored?

Transaction and allocation metadata only. No end-user PII. ISO-certified environment. SOC 2 in progress. Data export available.

Which jurisdictions?

Compass is non-custodial and jurisdiction-agnostic. Customers run through US, EU, and LATAM perimeters.

Incident response?

24/7 on-call. Public status page. Risk Dashboard can alert on protocol-level events.

How it works

Drop in. Theme it. Ship.

01Pick the products

Six products in Compass Studio.

02Drop in widgets, SDK, or API

Embed our widgets, call our SDK, or hit the REST API directly.

03Ship

From signed agreement to live in about a week.

Trusted by teams already shipping.

Live in production with fintechs, wallets, neobanks, and the infrastructure and asset issuers we build alongside.

“From the beginning, THORWallet has been about bringing full onchain finance into a single mobile experience. Swaps, payments, and banking are already there. Yield was the natural next step. We were looking for a solution that is transparent, non-custodial, and integrates cleanly into a DeFi-native stack without compromising the user experience.”
Marcel HarmannFounder & CEORead case study →

From integration to revenue

Non-custodial, monetized, live in days. Talk to our team — we'll scope an integration on the call.