# How to Monetize Yield Products (Without Building Fee Infrastructure)

Embedded performance fees let you charge a percentage of yield earned—automatically, atomically, on-chain. No separate contracts, no manual tracking.

Published: 2026-01-10
Author: Elisabeth Duijnstee
Tags: DeFi, Embedded Fees, Yield, Monetization, Infrastructure
Canonical: https://www.compasslabs.ai/blog/how-to-monetize-yield-products-(without-building-fee-infrastructure)

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Yield products are going mainstream. Fintechs, neobanks, and crypto apps are racing to offer users a way to earn on stablecoins and crypto assets.

But there's always been a gap between "offer yield" and "make money from yield."

Until now, monetizing meant building fee infrastructure from scratch: separate smart contracts, manual calculations, reconciliation nightmares, delayed payouts. Most teams either skip monetization entirely or bolt on something fragile.

We kept hearing the same question: "Can we just take a cut of the yield?"

Now you can.

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## What we shipped

[Embedded performance fees](https://docs.compasslabs.ai/v2/Products/Embedded-fees). You configure a fee percentage, and when a user withdraws, your cut is calculated and collected in the same transaction. Automatically, atomically, on-chain.

No separate transfers. No manual tracking. No new contracts to deploy.

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## How it works

1. User deposits 10,000 USDC into a yield vault via your app
2. Vault grows to 10,500 USDC ($500 yield)
3. User withdraws
4. In that same transaction: user receives 10,400 USDC, you receive $100 (20% of profit)

One transaction. Fees flow directly to your address. We never touch funds or keys.

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## Why this matters

**Day-one revenue.** Start monetizing immediately, not months from now after building fee infrastructure.

**No smart contract work.** Fees are embedded in the transaction payloads we generate. Configure once, works across all supported protocols.

**Non-custodial by design.** Funds flow directly between user, protocol, and your fee address. No intermediary custody, no additional regulatory surface.

**Aligned incentives.** You earn when your users earn. The business model means you win when your users win.

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## What's included

**Charge on yield.** Configure your fee percentage per integration. One setting, works across protocols—Aave, Morpho, Pendle, and ERC-4626 vaults.

**Flexible structures.** Flat fee, percentage of yield, or tiered structures. Whatever fits your product.

**Real-time reporting.** See exactly what your users deposited, what they earned, and what you captured. Exportable, audit-ready.

**Gas sponsorship.** Already live. Abstract gas entirely from your users' experience.

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## Who this is for

**Wallets** — Users sign transactions, fees flow to you on withdrawal.

**Platforms with signing authority** — Same mechanics, still non-custodial, you sign on behalf of users.

**Neobanks and fintechs** — Offer yield as a feature, capture margin like any financial product.

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## What's next

Fixed yield products. Predictable returns for users, simpler UX for platforms. Coming soon.

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Want to see how embedded fees work with your setup? [Book a call](https://calendly.com/elisabeth-compasslabs/30min) or [read the docs](https://docs.compasslabs.ai/v2/Products/Embedded-fees).