How to Monetize Yield Products (Without Building Fee Infrastructure)

Yield products are going mainstream. Fintechs, neobanks, and crypto apps are racing to offer users a way to earn on stablecoins and crypto assets.

But there's always been a gap between "offer yield" and "make money from yield."

Until now, monetizing meant building fee infrastructure from scratch: separate smart contracts, manual calculations, reconciliation nightmares, delayed payouts. Most teams either skip monetization entirely or bolt on something fragile.

We kept hearing the same question: "Can we just take a cut of the yield?"

Now you can.

What we shipped

Embedded performance fees. You configure a fee percentage, and when a user withdraws, your cut is calculated and collected in the same transaction. Automatically, atomically, on-chain.

No separate transfers. No manual tracking. No new contracts to deploy.

How it works

User deposits 10,000 USDC into a yield vault via your app
Vault grows to 10,500 USDC ($500 yield)
User withdraws
In that same transaction: user receives 10,400 USDC, you receive $100 (20% of profit)

One transaction. Fees flow directly to your address. We never touch funds or keys.

Why this matters

Day-one revenue. Start monetizing immediately, not months from now after building fee infrastructure.

No smart contract work. Fees are embedded in the transaction payloads we generate. Configure once, works across all supported protocols.

Non-custodial by design. Funds flow directly between user, protocol, and your fee address. No intermediary custody, no additional regulatory surface.

Aligned incentives. You earn when your users earn. The business model means you win when your users win.

What's included

Charge on yield. Configure your fee percentage per integration. One setting, works across protocols—Aave, Morpho, Pendle, and ERC-4626 vaults.

Flexible structures. Flat fee, percentage of yield, or tiered structures. Whatever fits your product.

Real-time reporting. See exactly what your users deposited, what they earned, and what you captured. Exportable, audit-ready.

Gas sponsorship. Already live. Abstract gas entirely from your users' experience.

Who this is for

Wallets — Users sign transactions, fees flow to you on withdrawal.

Platforms with signing authority — Same mechanics, still non-custodial, you sign on behalf of users.

Neobanks and fintechs — Offer yield as a feature, capture margin like any financial product.

What's next

Fixed yield products. Predictable returns for users, simpler UX for platforms. Coming soon.

Want to see how embedded fees work with your setup? Book a call or read the docs.